Pick your Microsoft 365 plan and tick what you've already bought on top of it. I'll tell you what you can already build, and what's the first thing you'd need to buy for the four things people usually ask for.
Everything runs in your browser. Nothing is sent anywhere and there's no email box.
Not sure which one? Jump to how to check further down this page.
Pick a plan on the left and this panel will show what you can already build with it, and the first thing you'd need to buy for a Dataverse app, an outside API call, a custom agent, or Copilot on your own files.
Or skip the picker entirely. The decoder table further down stands on its own, nothing in its main six rows changes by plan.
Read every column below and you'll notice they're identical. That's the actual finding of this page, not a rendering mistake: for the six things most small firms ask about, Microsoft ties the right to build to any Microsoft 365 subscription, not to which of these five you're on. What genuinely differs between Business Basic, Standard, Premium, E3 and E5 is Office desktop apps, device security and per-seat price, which the licensing post covers. This table is only about Power Platform and Copilot.
| What you're checking | Business Basic | Business Standard | Business Premium | E3 | E5 | What that actually means |
|---|---|---|---|---|---|---|
| Power Apps, standard connectors | Yes | Yes | Yes | Yes | Yes | Seeded with any Microsoft 365 licence. Canvas apps against SharePoint, Excel, Outlook and Teams data, no separate purchase. |
| Power Automate, standard connectors | Yes | Yes | Yes | Yes | Yes | Same seeded rights, one flow per user's own seat. Premium connectors are a separate buy either way, see below. |
| Dataverse for Teams | Limited | Limited | Limited | Limited | Limited | One database per Microsoft Teams team, capped at 2GB and about a million rows, no access from outside Teams. |
| SharePoint Online | Yes | Yes | Yes | Yes | Yes | Full SharePoint Online on every one of these five. Apps and flows can read and write lists and libraries. |
| Teams Approvals (built-in app) | Yes | Yes | Yes | Yes | Yes | Runs on the standard Approvals connector. Building your own approval template also needs a Forms licence, which these plans include. |
| Copilot Chat (free, web-grounded) | Yes | Yes | Yes | Yes | Yes | No extra cost, no seat limit. Not the same product as the paid Microsoft 365 Copilot seat below. |
| Full Dataverse, beyond the Teams tier | No | No | No | No | No | Needs Power Apps Premium or Power Automate Premium, at the same price, on any of these five. |
| Premium connectors (HTTP, SQL, Salesforce and hundreds more) | No | No | No | No | No | Same answer: buy Power Apps or Power Automate Premium. A higher Microsoft 365 tier doesn't get these on its own. |
| Microsoft 365 Copilot (reads your files, email, meetings) | No | No | No | No | No | A separate per-seat add-on, priced the same whichever of these five sits underneath it. |
One thing this table can't give you an exact number for: the daily Power Platform Requests allowance baked into each seeded licence differs a little by SKU, and Microsoft doesn't publish a clean side-by-side for it. If a flow starts failing on a request-limit error rather than a licence error, that's the thing to check, and Microsoft's own limits page is where to check it, not this table.
If you're the admin, or can ask one: sign in to the Microsoft 365 admin centre at admin.microsoft.com, then go to Billing → Licenses. Every plan assigned anywhere in your tenant is named there, along with how many seats of each are in use.
If you're not the admin: sign in to myaccount.microsoft.com with your work account and open Subscriptions, it lists exactly what's assigned to you. Or, if you use desktop Word, Excel or Outlook rather than the web versions, open File → Account and the plan name sits under Product Information. That second route also tells you something on its own: Business Basic doesn't get desktop apps at all, so if you can't find a File → Account screen to open, that's a reasonable clue you're on Basic.
Either route tells you the plan name, not the add-ons. Whether you've also got Power Apps Premium, Power Automate Premium, Copilot Studio or Microsoft 365 Copilot is a separate line in the same Licenses list, or a separate question to your admin, since they're sold and assigned independently of the base plan.
Checked against Microsoft's own documentation as at September 2026. Prices move and eligibility lists get revised, so treat the figures as a shape rather than a locked quote, and check the source before you budget against them.
Sources checked directly:
Interpretation and the seat-by-seat, dollar-figure detail on Power Apps Premium, Power Automate Premium, Copilot Studio and Microsoft 365 Copilot pricing comes from posts already published and checked on this site: Microsoft 365 licensing for a 20-person firm, premium connectors and the invoice nobody budgets for, the Dataverse for Teams limits that bite, Teams Approvals or a Power Automate flow, Copilot and a Copilot Studio agent, and is Copilot worth it for a small NZ firm.
Microsoft licence decoder, Kove. kove.nz/microsoft-licence-decoder
No. Business Basic, Standard and Premium all carry the same seeded Power Platform rights: apps and flows using standard connectors against your own Microsoft 365 data, plus Dataverse for Teams. Power Apps Premium, Power Automate Premium and full Dataverse are separate purchases, priced the same whichever of the three Business tiers, or E3 or E5, sits underneath them.
It's included with all of them, Business Basic, Standard, Premium, E3 and E5, at no extra cost. Each Microsoft Teams team gets its own 2GB database, good for around a million rows, and it only works inside Teams. Past that cap, or the day something outside Teams needs to read the data, the upgrade to full Dataverse is a separate step.
Copilot Chat is Microsoft's free assistant, included at no extra cost on every plan in this table, and it's grounded in the open web, not your files. Microsoft 365 Copilot is the paid, per-seat add-on that reads your own documents, email and meetings, and it costs the same whichever Microsoft 365 plan you buy it on top of.
If you're the admin, sign in to the Microsoft 365 admin centre and check Billing then Licenses, every plan in your tenant is named there. If you're not the admin, sign in to myaccount.microsoft.com with your work account and open Subscriptions, or open File then Account in desktop Word or Excel, which also rules out Business Basic since that plan has no desktop apps to open.